Mainvest

Here's how to adjust your payment method if you received an error processing your debit card investment.

Switching payment methods to reinitiate investments

Isabel Strobing

Learn more about browsing, communicating with, and investing in local businesses. Expand your localized portfolio to generate potential ROI and ROC (return on community).

For Investors

Mainvest has a responsibility to believe that businesses do not raise investor protection concerns- here's how we determine who can raise.

How does Mainvest vet businesses?

Anyone can invest on Mainvest, regardless of wealth.

Who can invest in on Mainvest?

Mainvest is a regulation crowdfunding platform enabling investment in SMBs across the US.

What is Mainvest?

Mainvest does not charge fees for joining our platform.

Are there fees to joining?

Mainvest Basics

Read the details on investment guarantees for offerings on Mainvest.

Will anyone guarantee my investment?

Selling revenue sharing notes can be complicated, learn the mechanics here.

Will I be able to sell my Revenue-Sharing Note?

What happens if a company I’ve invested in defaults?

You don't need to be an accredited investor on Mainvest but learn what it is here.

What is an accredited investor?

Are there minimum investments?

Liability is never shared with investors, learn why.

If I invest in a business on Mainvest, do I become personally liable for anything?

This is dependent on the type of offering - read up on the details here.

If the business is very successful, will I make a lot of money?

What happens when a business does a "Rolling Close"?

What happens at the maturity date?

What happens if a business that I've invested in is acquired or sold?

Investment Terms

Do these investments carry risk?

Yes, Mainvest falls under regulation crowdfunding. Learn more here.

Is this a crowdfunding site?

Is this like Kickstarter? or GoFundMe? or Indiegogo?

Understand the protections Mainvest provides investors.

Is the information I give to Mainvest secure?

We have an extensive vetting process - learn more here.

How does Mainvest decide which businesses can accept investment?

Learn about the risk you take on when investing in a business on Mainvest.

What are some of the risks of investing?

Understand the regulations around your investment.

Does the government review these investments?

Learn about the regulations that determine how much you're allowed to invest on Mainvest.

What is my investment limit?

In some cases, yes. Read up on the details here.

Can the business change the amount of my investment?

At this time, Mainvest only works with businesses in the US, and investors must have a US bank account.

Does Mainvest operate outside of the US?

Is Mainvest secure?

Learn where to find information useful in reporting a 1099-INT.

Will Mainvest send tax documents?

Privacy, Security, and Regulations

There are 3 ways to securely link your bank account to Mainvest in order to make investments.

How to link a bank account

How do I pay for my investment?

Understand how we manage your investment.

Where does my money go when I invest?

Only with a specific type of IRA detailed here.

Can I invest through my IRA?

Why isn't my account ready to invest?

Do I need to link a bank account to invest?

Here's why you'll have to connect your bank account instead of using a credit card or other form of payment for investing.

Why do I need to connect my bank account to invest?

If you don't wish to use Plaid to link your bank account, you can send a picture of a voided check to us instead.

Link your bank account using a voided check

Troubleshooting microdeposits

Checking accounts are preferable to other types of accounts on Mainvest.

Why should I use a checking account with Mainvest?

This will explain how long it should take for investments to be taken from your account, and refunds and repayments deposited.

How long do transactions take?

Learn how to track and use Mainvest credit.

How do promo credits work?

Payment Methods and Transactions

Information about bankruptcies, closing businesses, and shutting down operations after hosting a fundraise on Mainvest.

What happens when a business I've invested in shuts down?

In short, yes. The business can accept or cancel any investment.

Can the business cancel my investment?

Linking a Bank Account is Required to Withdraw Repayment Funds

I invested with a Debit Card. How can I withdraw my Repayments?

Understand how your investments are doing.

Can I track the performance of my investments?

Learn how to transfer your earnings here.

How do I withdraw my repayments?

I'd like to cancel my investment. How do I proceed?

Learn how you will be repaid on your investment.

How do repayments work?

Learn more about receiving repayments and utilizing your custodial account on Mainvest.

Repayments & Custodial Accounts: How does it all work?

Why doesn't a business that I've invested in have a revenue report due at the end of this quarter?

Cancellations, Refunds, and Repayments

Brick and mortar is the name of the game.

What kinds of businesses are available for investment?

If a business in your portfolio isn't making payments or responding to inquiries, this should help you make sense of the situation.

What happens if the business I invest in isn’t making payments?

Can I invest with an LLC?

Signing up for an account gives you access to more information on Mainvest.

Do I have to become an investor to view offerings?

Is this like investing in the stock market?

Mainvest aims to provide extensive access to information on every business we list - learn where to find what.