Your rights as an investor are outlined in section 13 of your revenue sharing note.

If a business that you've invested in defaults, we would encourage you to consult with your investment advisor and/or lawyer in order to take further action, as other investors will be in a similar situation. Mainvest may contact investors to nominate an investor representative to work on behalf of investors. Mainvest cannot give legal advice nor act on behalf of investors as we are not a collections agency.

We take investor protection extremely seriously, which is why we make all risk disclosures and note agreements readily available to investors before, during, and after investment. While around 95% of funds invested and 85% of businesses on our platform are in good standing, unfortunately, it's a reality of investment that there's risk involved and that some businesses may shut down or cease repayments before their note has been repaid in full. Small businesses are inherently risky and do not have the same oversight as large corporations that are traded on public exchanges.

Below is an outline of thresholds of suspicious activity by issuers on our platform, and the corresponding actions taken by our team:

Threshold 1: Miss one repayment cycle, no (or limited) communication with MV or investors

Action 1: Default Warning email → continuous outreach via email, text, phone, etc → Notice of Default email

Threshold 2: Multiple missed repayment cycles, no (or limited) communication with MV or investors

Action 2: Continuous outreach via email, text, phone, etc → Notice of Default email → Certified Letter (send copies to investors)

Threshold 3: No response (or follow through) from Certified Letter, continued missed repayments, no (or limited) communication with MV or investors

Action 3: MV reports issuer to enforcement agency (Local/State Security agency)